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off-duty time shall receive two (2) hours pay at once and one-half (1-1 /2) times the <br />employee's base pay rate. <br />ARTICLE XVI -STANDBY PAY <br />16.1 EMPLOYEES required by the EMPLOYER to standby for duty, shall be paid for such <br />standby time at the rate of one hour pay for each hour of standby. <br />ARTICLE XVII — INSURANCE <br />17.1 Effective 1/01/08, The EMPLOYER will contribute $500/month for EMPLOYEES <br />requesting single health insurance and $700 for EMPLOYEES requesting and qualifying <br />for dependant coverage. The City will also contribute 50% of the deductible for both <br />single and dependent coverage for those enrolled in the High Deductible Health Plan <br />(HDHP). The City will also pay for the set-up fee and any monthly fees associated with <br />the Health Savings Account (HSA). <br />17.2 Effective 1/1/2009, insurance articles 17.1 and 17.4 will be subject to a re -opener. <br />17.3 Effective 1/01/08, The EMPLOYER initiated a cafeteria benefits program to provide <br />more options to EMPLOYEES relating to overall benefit selection. The City's Health <br />Insurance Program is included within the EMPLOYER'S cafeteria benefits program. In <br />the future, as the cafeteria benefits program proceeds, the EMPLOYER intends to include <br />the opportunity for EMPLOYEES to participate in a health insurance plan option that <br />provides for a zero co -pay, 100% hospitalization insurance program. <br />17.4 Effective 1/1/07 employees have the ability to opt out of health insurance, provided proof <br />of insurance coverage is provided from the other insurance carrier. The City will pay <br />$265/month to employees opting out, which would be eligible to be used within the <br />cafeteria benefits program. <br />17.5 Optional benefits. EMPLOYEES may utilize any EMPLOYER resources available after <br />health insurance premiums are satisfied per Section Article XVI for the purpose of <br />selecting additional benefits, from the City's cafeteria benefits program. Employees shall <br />receive remaining resources in the form of cash, which can then be directed to desired <br />benefits provided. <br />17.6 Long Term Disability Option. The EMPLOYER will pay 75% of the premium of a 90 <br />day qualifying period of a city sponsored long term disability plan if the EMPLOYEE <br />notifies the EMPLOYER of their desire to participate in the plan. <br />0 <br />