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PLAN YOUR HOME IMPROVEMENTS TODAY <br />WITH LOAN PROGRAMS DESIGNED JUST FOR YOU. <br />V.10ODDURY HWIE 1IMPROVErIENT FUND <br />This installment loan is available to homeowners with a gross annual income at or below 80% of the <br />Area Median Income (AMI), adjusted by family size, as annually determined by the U.S. Department <br />of Housing and Urban Development (HUD). In 2010, a family of four can earn up to $64,400. <br />The maximum loan amount is $25,000 set at an annual fixed interest rate of 3%. The term cannot <br />exceed fifteen years. <br />Owner -occupied single-family homes, condominiums and town homes with an assessed value up to <br />$256,500 are eligible. <br />Eligible improvements include those that increase the value of the home or remedy a code <br />violation, address livability, health and safety, habitability, energy conservation or accessibility. <br />Condominiums and town homes will be eligible for interior improvements only. <br />lOODDURY GOES GREEN LOANS <br />This loan is available to homeowners with a gross annual income up to 115% of the Area Median <br />Income (AMI), adjusted by family size, as annually determined by the U. S. Department of Housing <br />and Urban Development (HUD), but not greater than $90,000. <br />The maximum loan amount is $5,000 set at an annual fixed interest rate of 3%. The term cannot <br />exceed five years. <br />Single-family homes, condominiums and town homes with an assessed value up to $256,500 are <br />eligible. <br />A list of eligible improvements will be provided by the City of Woodbury Sustainability Committee. <br />Condominiums and town homes will be eligible for interior improvements only. <br />WHO DO I CONTACT TO LEARN MORE? <br />To learn more about these programs and other home improvement loan programs available in your <br />community, call or visit: <br />�v �� ■ Greater Metropolitan Housing Corporation <br />Greater Metropolitan Housing Corporation HousingResource CenterTm —St. Paul <br />627 Selby Avenue <br />St. Paul, MN 55104 <br />_Kiry <br />Phone: 651.228.1077 <br />OF <br />WOOwww.gmhchousing.org <br />Office Hours <br />Monday — Thursday <br />9:00 a.m. to 5:00 p.m. <br />Closed on Friday <br />Open the fourth Saturday of each month <br />9:00 a.m. to 1:00 p.m. <br />EQUAL SING <br />OPPORTUNITY <br />