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agrees to reimburse water and sanitary sewer customers for up to $25,000 of clean up costs <br /> and property damages caused by a water main break or sanitary sewer back-up, regardless <br /> of whether the City of New Brighton is negligent or otherwise liable for damages, subject <br /> to the following conditions: <br /> I. Sanitary Sewer Back-ups: <br /> A. The back-up must have resulted from a condition in the City of New Brighton's <br /> sanitary sewer system or lines and not from a condition in a private line. <br /> B. The back-up must not have been caused by catastrophic weather or other event for <br /> which Federal Emergency Management Assistance is available. <br /> C. The back-up must not have been caused by an interruption in electric power to the <br /> City of New Brighton's sewer system or to any City of New Brighton lift station, <br /> which continues for more than 72 hours. <br /> D. The back-up must not have been caused by rainfall or precipitation that would <br /> constitute a 100-year storm as determined by the National Weather Service. <br /> E. Neither the City of New Brighton nor LMCIT will reimburse any costs which have <br /> been or are eligible to be covered under a property owner's own homeowners' or <br /> other property insurance, or which would be eligible to be reimbursed under a <br /> National Flood Insurance Protection (NFIP) policy, whether or not the property <br /> owner actually has NFIP Coverage. <br /> F. The maximum amount that the City of New Brighton or LMCIT will reimburse is <br /> $25,000 per building, per year. In this regard, a structure or group of structures <br /> served by a single connection to the City of New Brighton's sewer system is <br /> considered a single building. <br /> II. Water Main Breaks: <br /> A. LMCIT will pay for claims presented by the City of New Brighton for water main <br /> break damage to property of others which was not caused by the City of New <br /> Brighton's negligence. <br /> B. Neither the City of New Brighton nor LMCIT will pay for damages or expenses for <br /> which the property owner has been or is eligible to be reimbursed by any <br /> homeowners' or other property insurance. <br /> C. The maximum amount that the City of New Brighton or LMCIT will reimburse is <br /> $25,000 to any claimant, regardless of the number of occurrences or the number of <br /> properties affected. <br /> D. Neither the City of New Brighton nor LMCIT will pay more than $250,000 for <br /> water main break damages resulting from any single occurrence. All water main <br /> break damage which occurs during any period of 72 consecutive hours is deemed to <br /> result from a single occurrence. If the total water main break damage for all <br /> claimants in a single occurrence exceeds $250,000, the reimbursement to each <br /> claimant will be calculated as follows: <br /> 1. A preliminary reimbursement figure is established for each claimant, equal to <br /> the lesser of the claimant's actual damages or $25,000. <br /> 2. The sum of the preliminary reimbursement figures for all claimants will be <br /> calculated. <br />