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<br /><,. <br /> <br />ARTICLE X <br />AMENDMENT OR TERMINATION OF PLAN <br /> <br />10.1 AMENDMENT <br /> <br />, The Employer, at any time or from time to time, may amend any or all of the <br />provisions of the Plan without the consent of any Employee or Participant. No amendment <br />shall have the effect of modifying any benefit election of any Participant in effect at the time <br />of such amendment, unless such amendment is made to comply with Federal, state or local <br />laws, statutes or regulations. <br /> <br />10.2 TERMINATION <br /> <br />The Employer is establishing this Plan with the intent that it will be maintained <br />for an indefinite period of time. Notwithstanding the foregoing, the Employer reserves the <br />right to terminate this Plan, in whole or in part, at any time. In the event the Plan is <br />terminated, no further contributions shall be made. Benefits under any Insurance Contract <br />shall be paid in accordance with the terms of the Contract. <br /> <br />.. _ No further additions shall be made to the Health Care Reimbursement Fund <br />or Dependent Care Assistance Account, but all payments from such fund shall continue to <br />be made according to the elections in effect until the end of the Plan Year in which the Plan <br />termination occurs (and for a reasonable period of time thereafter, if required for the filing of <br />claims). Any amounts remaining in any such fund or account as of the end of the Plan Year <br />in which Plan termination occurs shall be forfeited and deposited in the benefit plan surplus <br />after the expiration of the filing period. <br /> <br />ARTICLE XI <br />MISCELLANEOUS <br /> <br />11.1 PLAN INTERPRETATION <br /> <br />All provisions of this Plan shall be interpreted and applied in a uniform, <br />nondiscriminatory manner. This Plan shall be read in its entirety and not severed except as <br />provided in Section 11.12. <br /> <br />11.2 GENDER AND NUMBER <br /> <br />Wherever any words are used herein in the masculine, feminine or neuter <br />gender, they shall be construed as though they were also used in another gender in all <br />cases'where they would so apply, and whenever any words are used herein in the singular <br />or plural form, they shall be construed as though they were also used in the other form in all <br />cases where they would so apply. <br /> <br />25 <br />