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2015.12.02 EDC Packet
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2015.12.02 EDC Packet
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<br /> 8 <br />Exhibit B <br /> <br />Small Business Loan Program Guidelines <br /> <br />Loan Amounts: <br /> Up to $25,000 for start-up businesses. <br /> Larger financing packages for established businesses. <br /> Designed to leverage other financing programs as well as private financing provided by <br />the commercial banking community. <br />Eligible Projects: <br /> Borrowers must be a “for-profit” business. <br /> Business must be complimentary to existing business community. <br /> Borrowers must have equity injection as determined by fund management. <br />Allowable Use of Proceeds: <br /> Loan proceeds can be used for working capital, inventory, building and equipment and <br />general business operations. <br /> Interest Rates: <br /> Loan interest rate is dependent on use, term and other factors, not to exceed 10%. <br />Loan Term Length: <br /> Loan repayment terms will generally range from three to five years, but may be <br />substantially longer for major asset financing such as commercial property. <br />Fees and Charges: <br /> Borrowers are responsible for paying all customary legal and other loan closing costs. <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />
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