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Councilmember Bauman asked if the new policy would discriminate against 100 -year rain events. Davitt <br />commented homeowners would be covered up to $5,000 for 100 -year rain events. <br />Davitt further reviewed the pros and cons of the new plan. She believed the City would pay out less in the <br />long run if the plan were pursued. She noted that the new policy would not cover the replacement of personal <br />property. She questioned if the Council wanted to stay with the League's policy or pursue a new sewer backup <br />policy. <br />Mayor Johnson questioned what other cities were doing at this time. Davitt commented some cities do not <br />have sewer backup policies in place. For those that assist with cleanup have similar policies as she was <br />proposing in place. <br />Councilmember Bauman believed if the cleanup cost was under $5,000 this would assist homeowners with not <br />having to use their personal insurance policy for the cleanup work. <br />Councilmember Jacobsen agreed this was a positive for the new plan. <br />Councilmember Burg asked how homeowners filed a claim against the City. Davitt discussed how claims <br />could be pursued by homeowners. <br />Councilmember Burg was uncertain if the new policy was better for the community. <br />Councilmember Jacobsen wanted to have similar costs covered for both residential and commercial properties. <br />Davitt stated commercial properties could be added to the policy, but noted these were not so much a concern <br />for the City. <br />Councilmember Bauman inquired when the current sewer back-up policy was due for renewal. Davitt reported <br />the renewal was due ASAP. She explained the City could go with the current no-fault policy from the League <br />of Minnesota Cities and could investigate the new policy further in 2017. <br />Councilmember Jacobsen stated he was leaning towards the new policy, so long as commercial property was <br />included. He feared how residents would respond to the proposed exclusions within the League's plan. <br />Mayor Johnson was pleased that the new policy would cover 100 -year rain events whereas the League's policy <br />would not. She was encouraged by the fact that the new plan would cover up to $5,000 of the initial cleaning <br />and sanitizing of the house. <br />Councilmember Bauman did not believe the City would be saving up to $25,000 on its claims through the new <br />plan. Davitt understood there were pros and cons to each program. She supported the new plan because it <br />would be determined by the City Council and not the League of Minnesota Cities. In addition, she believed <br />the new plan was more fair and equitable for New Brighton residents. She discussed the large rain events that <br />have occurred in recent years. <br />Mayor Johnson acknowledged the great work being completed by the Public Works Department to keep its <br />sewer lines properly maintained. <br />Councilmember Jacobsen asked if the City could adjust the new policy in the future. Davitt stated this would <br />be possible. <br />