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Homeowners, Seriously Consider Flood Insurance! <br />Did you know that you do not need <br />to live in a "flood plain' in order to <br />qualify for flood insurance? Over 25% <br />of flood insurance claims occur in <br />areas that are not considered high risk <br />for flooding. Due to excessive rainfall <br />events, residential flooding is occurring <br />4 %V1114yhba I spring201e <br />more frequently in areas that are not <br />considered flood plain areas. Ninety- <br />five percent of Minnesotans qualify <br />for the National Flood Insurance <br />Program (NFIP), and New Brighton <br />residents are part of that ninety-five <br />percent -1 You may think that your <br />homeowners insurance will cover <br />flooding, but in most cases it does not. <br />It is worth discussing your options <br />with your insurance agent You can <br />also ford additional information at the <br />following link: https://dps.mn.govfbiog/ <br />Pages/20190221-flood-insurance.agm <br />—nWbrWftn.rsw <br />■ 1 <br />WARNING SIGNS <br />:re are some yarning signs of telemarketing <br />cud—what a caller may tell you: <br />fou must act 'now' or the offer wont be good. <br />bLeve won a 'free' gift vacation, or prize. But you have to <br />y for 'postage and handling' or other charges. <br />a must send money, give a credit card or bank account <br />mbar, or have a check picked up by courier. You may hear <br />s before you have had a chance to consider the offer <br />efully. <br />bu dont need to check out the company with anyone. The <br />lers say you do not need to speak to anyone Including <br />ur family, lawyer, accountant local Better Business Bureau, <br />consumer protection agency. <br />You don't need any written Information about the <br />company or their references. <br />• You cant afford to miss this 'high -profit no -risk' offer. <br />If you hear these or similar 'llnes; just say <br />"no thank you' and hang up. If you have i• <br />been victimized once, be wary of <br />persons who call offering help you recover your losses for a fee e paid Inadvance. As always, contact the New k1F. <br />Brighton Dope rtmentofPublicSafety o 4 <br />'ith any questions or concerns. <br />Scams Targeting Seniors <br />Public Safety has noticed a trend <br />over the past several years that <br />senior citizens are being targeted <br />by fraudulent telemarketers preying <br />on them. In some cases, the victims <br />have been conned into sending tens of <br />thousands of dollars in cash or gift cards <br />to the suspect. They tend to be very <br />convincing in their approach. <br />The following information is <br />provided by the Federal Bureau of <br />Investigation: <br />There are several reasons seniors are <br />targeted for scams, including: <br />• They have great credit and can <br />be financially stable <br />They are very trusting and polite <br />and the con artists exploit these <br />traits <br />They are less likely to report <br />being scammed and are often <br />ashamed <br />They are worried that reporting <br />a scam will make them appear <br />as though they dont have the <br />menti capacity to care for <br />themselves any longer <br />They dont tend to make a great <br />witness to the crime <br />Sign up Online to get Ramsey County Emergency Alerts <br />Ramsey County'a Emergency <br />Operations Center has the ability <br />to send alerts to residents during <br />emergency situations near you. If you <br />wish to be made aware of ongoing <br />incidents via landline, text message, <br />6 Thw5dilMin I surnnner2018 <br />e-mail or cell phone, you can use the <br />following link to sign up: httpa://www. <br />ramseycomrty us/residents/emergency- <br />response-preparedness/emergency- <br />alerts <br />You will then receive emergency <br />alerts depending on what preferences <br />you choose. Examples of situations <br />that you would be made aware of are: <br />hazardous materials spills, lost children <br />or vulnerable adults, or a person <br />attempting to harm others. <br />-nWbrWftn.rsw <br />