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12.Lack of access to a public roadway to and from the subject property. (Lots 1 and 2) <br />NOTE: The insured lots are surrounded by Lot 19, Block 1, Silver Lake Estates No. 2, Ramsey County, <br />Minnesota. Lots 1 and 2 were released from the Declaration and no easement for driveway purposes <br />over Lot 19, Block 1 has been established. <br />Custom Home Builders Title, LLC reserves the right to make further requirements and/or exceptions as <br />appropriate. <br />13.Easement for ponding as shown on the recorded plat. (Lot 19)