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5 <br /> <br />loans, doing the collections & ultimately the mortgage satisfactions once the loan is paid in <br />full. I also work with CEE on marketing our programs. <br />New Brighton has a relatively small staff and I’m curious to know how it would affect the workload <br />here. <br />You need to contract out with CEE or another group to run your programs. Unless you have <br />an underwriter on staff, you will not have the capability to do the loan qualifications. Also, <br />you want the loan applications going to a third party, as you do not want the liability of <br />having your residents’ social security numbers & credit reports in City Hall. Additionally, <br />you will want a group like CRF to process and collect on your behalf. Our partnerships with <br />CEE and CRF allow us to offer these programs without taking much of my time. <br />